Will vs Trust Comparison
Understanding the key differences between wills and trusts in California.
Choosing between a will and a trust is one of the most important estate planning decisions. Both protect your family, but they work very differently. This comparison helps you understand which option is right for your situation.
| Last Will and Testament | Revocable Living Trust | |
|---|---|---|
| Probate | Goes through probate court (6-18 months) | Avoids probate entirely |
| Privacy | Public record – anyone can see | Private – stays confidential |
| Timeline | 6-18 months to distribute assets | Days to weeks |
| Cost | Court fees + statutory attorney fees | No probate costs |
| Incapacity | Does not help if you become incapacitated | Successor trustee manages immediately |
| Real Estate | Must go through probate in each state | Avoids probate in all states |
| Control | You lose control upon death | You maintain full control during life |
| Cost to Create | Lower upfront cost | Higher upfront cost, but saves later |
| Best For | Small estates under $184,500 | Most California families |
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