Don’t Lose Your Home to Nursing Home Costs
Protect Your Assets and Qualify for Medi-Cal Without Going Broke
- ✅ Keep your home while qualifying for Medi-Cal
- ✅ Protect your savings from $10,000/month nursing costs
- ✅ Avoid the 30-month penalty period (legal strategies)
- ✅ Prevent estate recovery after death
Free Consultation – Sacramento Elder Law Attorney
20 Years Experience | 5,000+ Families Protected
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Takes 30 seconds. 100% confidential.
The $240,000 Problem Most Families Face
Average monthly cost of nursing home care in Sacramento
At $10,000 per month, your savings disappear in 2 years if you have $240,000 in retirement accounts.
Your home equity vanishes. Your spouse is left financially vulnerable.
Medicare only covers 100 days. After that, you’re on your own – unless you plan ahead.
How Medi-Cal Planning Protects Your Assets
Having assets doesn’t disqualify you from Medi-Cal. What matters is HOW those assets are structured.
With proper legal planning, you can qualify for Medi-Cal while protecting your home, savings, and legacy.
🏠 Home Protection
Keep your home exempt while qualifying for benefits. Prevent estate recovery after death. Protect your spouse and heirs.
💰 Asset Restructuring
Convert countable assets into exempt assets legally. Avoid the 30-month penalty period with proper timing.
👫 Spousal Protection
Ensure the at-home spouse retains the home and protected reserves while the other spouse qualifies for care.
⚖️ Legal Transfers
Use caregiver child exceptions, special trusts, and compliant strategies to protect wealth.
📋 Crisis Planning
Even if care is needed immediately, we can implement strategies to preserve remaining assets.
🛡️ Estate Recovery Prevention
Stop California from placing liens on your home after death to recover benefits paid.
Meet Your Sacramento Elder Law Attorney
R. Dustin MacFarlane
California State Bar Certified Specialist
Estate Planning, Trust & Probate Law
For nearly 20 years, Dustin has helped Sacramento families protect over $200 million in assets
while qualifying for Medi-Cal long-term care benefits. He specializes in elder law and Medi-Cal
planning for families with significant assets who need nursing care.
• 20 years experience in estate planning and elder law
• 5,000+ families protected
• California Licensed Attorney
• Fixed-fee pricing (no hourly billing surprises)
Don’t Wait Until Your Savings Are Gone
Every month of private-pay nursing care costs $10,000. The longer you wait, the less we can protect.
Call Now for Your Free Consultation
Office: 6957 Douglas Blvd., Granite Bay, CA 95746
Serving Sacramento, Folsom, Roseville, and surrounding areas